Process of Filing Bankruptcy
Personal Financial Evaluation
When you contact Dailey Law Offices you will receive a free consultation with an experienced Columbus Bankruptcy Lawyer who will evaluate your personal financial situation. You will be given a packet of information to be filled out with respect to your income, assets, and debts and you will be asked to gather a list of documents that will be required to assist one of our Columbus Bankruptcy Lawyers with preparing your petition and/or that will be needed to be sent to the trustee for their review. Once we have received your information and the required documents it takes us approximately 10-14 business days to draft your petition. Your lawyer will meet with you to review and sign the petition.
341 Hearing or Meeting of the Creditors
A 341 hearing will be set approximately 30-45 days after one of Dailey Law Offices’ Columbus Bankruptcy Lawyers have filed your petition. At the 341 hearing the trustee assigned to your case will question you under oath about the answers you provided in your bankruptcy petition. Barring any issues with your case or review of any additional documents that the trustee requests at the 341 hearing you will receive notice of discharge within about 60 days after the 341 hearing if you filed a Chapter 7 bankruptcy. If you filed a Chapter 13 bankruptcy your confirmation hearing will be set about 30 days after your 341 hearing.
If you filed a Chapter 13 bankruptcy a confirmation hearing will be held to either confirm your proposed plan or in the event that the plan is not in a posture to be confirmed because of some outstanding objections the confirmation hearing will be continued to allow one of Dailey Law Offices’ Columbus Bankruptcy Lawyers additional time to cure those objections.
Post Confirmation or Discharge
If you have filed a Chapter 7 bankruptcy once you receive a discharge and your bankruptcy case is closed you may begin rebuilding your credit again. If you have filed a Chapter 13 bankruptcy, until you have completed your plan and your case has been closed your financial decisions will be monitored by the trustee. Once your plan has been completed you too may go on to rebuild your credit debt free.
Contact Dailey Law Offices today for a free consultation with a Columbus Bankruptcy Lawyer who can guide you through the bankruptcy process.