Archive for category: Uncategorized

Limited Scope Representation

Limited Scope Representation What is Limited Scope Representation?  When an attorney is retained to assist a client with their legal matter in a capacity that is less than full representation then a client has limited scope representation.  For example, if a client comes in and can’t afford the flat rate fee for a full representation […]

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Representing yourself in a divorce

Believe it or not, it is actually possible to represent yourself in your divorce proceeding. This is especially true when you and your spouse are in agreement about how to split everything. This is considered an uncontested divorce or a dissolution and is easily settled with the help of the court. It’s even simpler if […]

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Tax Refunds and Bankruptcy


Can You Keep Your Tax Refund in a Bankruptcy? The short answer to that is maybe.   All assets are exempt up to a certain amount in a bankruptcy.  The exemption amounts are set by state statute.  In Ohio your tax refund asset would be claimed under the exemption of cash or you  could also use […]

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Rebuilding Your Credit After Filing For Bankruptcy

What can you do to recover your credit after filing for Bankruptcy? Many debtors mistakenly believe that they will be unable to obtain any new credit for 7-10 years after filing bankruptcy, but in most cases that couldn’t be further than the truth.  Although, a bankruptcy does remain on your credit for 7-10 years most debtors […]

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Stripping liens secured by a second mortgage

When can a debtor strip a second mortgage? A debtor can strip (or remove) a second mortgage when the property’s current value doesn’t cover any amount of the second mortgage. How to strip a second mortgage First the debtor must have the property appraised and provide the appraisal to the court to show proof of […]

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